Lower Road, Swanley house prices are built from 84 sales lodged with HM Land Registry, the oldest in 2001 and the most recent on 20 Jan 2026. The median price paid across the whole record is £246,225. Across the 20 years from 2001 to 2021 the median moved +201.3% in cash — but once inflation is taken out, the change in 2026 money is +94.1%.
Median price paid
£246,225
Change in cash, 2001–2021
+201.3%
Change in real terms
+94.1%
HM Land Registry84 salesLatest sale 20 Jan 2026
Section 01
How Lower Road, Swanley prices moved
The chart tracks the median Lower Road, Swanley house price for every year with a recorded sale, from 2001 to 2021. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.
| Decade | Years with sales | Median paid | In today's money |
|---|---|---|---|
| 2000s | 1 | £116,750 | £212,684 |
| 2010s | 2 | £250,000 | £352,500 |
| 2020s | 1 | £351,750 | £359,397 |
The highest yearly median on record for Lower Road, Swanley is £355,500 in 2019; the lowest is £116,750 in 2001. Across the full 21-year record the cash median has moved from £116,750 to £351,750.
In 2026 money that first median is worth £228,953, so the real change over the whole record is +94.1% — about +3.37% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.
Over the last decade alone the difference is stark: +201.3% in cash against +94.1% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.
Section 02
The most recent sales
Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.
| Address | Sold | Type | Price paid | In today's money |
|---|---|---|---|---|
| Chalk Cottage | 20 Jan 2026 | Flat or maisonette | £690,000 | £690,000 |
| 20 | 15 Dec 2025 | Semi-detached | £370,000 | £378,043 |
| 7a | 12 Mar 2025 | Detached | £390,000 | £398,478 |
| 79 | 22 Jan 2025 | Terraced | £303,000 | £309,587 |
| 45 | 30 Aug 2024 | Terraced | £420,000 | £441,940 |
| 14 | 12 Jul 2024 | Semi-detached | £360,000 | £378,806 |
| 12 | 12 Jan 2024 | Semi-detached | £362,500 | £381,437 |
| 73 | 27 Apr 2023 | Terraced | £415,000 | £448,391 |
| 87 | 11 Apr 2023 | Terraced | £391,000 | £422,460 |
| 53 | 20 Sep 2022 | Semi-detached | £427,500 | £495,296 |
| 65 | 12 Aug 2022 | Terraced | £405,000 | £469,228 |
| 6 | 20 May 2022 | Semi-detached | £375,000 | £434,470 |
| 67 | 6 May 2022 | Terraced | £335,000 | £388,127 |
| 59 | 29 Jun 2021 | Semi-detached | £336,000 | £424,516 |
| 75 | 25 Jun 2021 | Terraced | £305,000 | £385,349 |
| 45 | 14 Jun 2021 | Terraced | £317,200 | £400,763 |
| 54 | 8 Apr 2021 | Semi-detached | £390,000 | £492,742 |
| 4 | 19 Feb 2021 | Semi-detached | £367,500 | £464,315 |
| 40 | 12 Feb 2021 | Detached | £635,000 | £802,285 |
| 24 | 6 Nov 2020 | Semi-detached | £358,750 | £464,497 |
| 34 | 5 Oct 2020 | Semi-detached | £400,000 | £517,906 |
| 68 | 24 Feb 2020 | Semi-detached | £378,000 | £489,421 |
| 12 | 25 Oct 2019 | Semi-detached | £312,500 | £408,743 |
| 65 | 7 Aug 2019 | Terraced | £350,000 | £457,792 |
| 13 | 17 Apr 2019 | Detached | £490,000 | £640,909 |
Section 03
Homes that sold twice
These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to Lower Road, Swanley values — no mix of property types can flatter the number.
| Address | First recorded sale | Most recent sale | Cash a year | Real a year |
|---|---|---|---|---|
| CHALK COTTAGE Lower Road | £250,000 (2018) | £690,000 (2026) | +13.5% | +9.5% |
| 20 Lower Road | £321,000 (2016) | £370,000 (2025) | +1.6% | -1.9% |
| 7A Lower Road | £103,900 (1998) | £390,000 (2025) | +5.0% | +2.3% |
| 45 Lower Road | £317,200 (2021) | £420,000 (2024) | +9.8% | +3.3% |
| 12 Lower Road | £312,500 (2019) | £362,500 (2024) | +3.0% | -1.4% |
| 73 Lower Road | £98,500 (2000) | £415,000 (2023) | +6.5% | +3.6% |
| 53 Lower Road | £118,500 (2001) | £427,500 (2022) | +6.3% | +3.7% |
| 65 Lower Road | £88,250 (1999) | £405,000 (2022) | +6.8% | +4.3% |
| 59 Lower Road | £150,000 (2003) | £336,000 (2021) | +4.6% | +2.3% |
| 54 Lower Road | £109,995 (1999) | £390,000 (2021) | +5.9% | +3.6% |
| 4 Lower Road | £115,000 (2001) | £367,500 (2021) | +6.0% | +3.7% |
| 24 Lower Road | £200,000 (2002) | £358,750 (2020) | +3.3% | +1.0% |
Section 04
What sells here
The mix of property types explains a large part of any area's median. Lower Road, Swanley is dominated by the type at the top of this table, so its overall median leans that way.
| Property type | Sales | Share | Median paid | Range |
|---|---|---|---|---|
| Semi-detached | 57 | 67.9% | £224,000 | £74,450 – £427,500 |
| Terraced | 18 | 21.4% | £303,000 | £84,995 – £420,000 |
| Detached | 7 | 8.3% | £390,000 | £103,900 – £655,000 |
| Flat or maisonette | 2 | 2.4% | £250,000 | £250,000 – £690,000 |
Section 06
Ownership and new build in Lower Road, Swanley
2 of the sales on record are leasehold and 82 freehold — 2.4% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.
The median leasehold sale is £470,000 and the median freehold sale £241,750 — a gap of -48.6%. Most of that gap is property type rather than tenure itself: leasehold here is largely flats, freehold largely houses.
| Category | Sales | Share | Median paid |
|---|---|---|---|
| Leasehold | 2 | 2.4% | £470,000 |
| Freehold | 82 | 97.6% | £241,750 |
A further 4 transfers for this area are on the register but are left out of every figure above. HM Land Registry marks them as additional price paid entries: repossessions, buy-to-let portfolio moves, transfers between companies or family, and sales at a discount such as right to buy. They are real records but they are not open-market prices, and including them would drag the median somewhere no buyer ever paid.
Section 07
Living in Lower Road, Swanley
Every certificate carries an energy efficiency band as well as a floor area. Across Bromley, 40.3% of 149,776 certificates sit in bands A to C, and 3.7% in F or G — the bands that cost the most to heat and are hardest to mortgage.
| Energy band | Certificates | Share |
|---|---|---|
| A | 282 | 0.2% |
| B | 12,223 | 8.2% |
| C | 47,871 | 32.0% |
| D | 59,759 | 39.9% |
| E | 24,098 | 16.1% |
| F | 4,451 | 3.0% |
| G | 1,092 | 0.7% |
The Office for National Statistics puts the mean private rent in Bromley at £1,678 a month as of Jun 2026 — £1,306 for a one-bedroom home and £1,982 for three bedrooms.
Against the median sale of £246,225 here, that rent is a gross yield of 8.18% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.
Police forces publish every recorded street-level crime. Within a mile of the centre of BR8, 152 crimes were recorded in Jun 2026: 52 violent, 7 burglary, 7 vehicle-related and 27 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is about typical.
Against the 329,992 residents the 2021 census counted in Bromley, that is 0.46 recorded crimes per thousand people in the month. The count covers a mile around the district centre while the population covers the whole council, so read the rate as an order of magnitude rather than a precise figure.
A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.
Section 08
The neighbourhood around Lower Road, Swanley
The 2021 census counted 329,992 residents in Bromley across 135,828 households. 69.3% of those households own their home and 30.6% rent — a split the sold record cannot show, because only owners appear in it.
9 state and independent schools have a BR8 postcode: 8 primary, 1 secondary. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.
| School | Phase | Type | Pupils |
|---|---|---|---|
| Hextable Primary School | Primary | Community school | 605 |
| Orchards Academy | Secondary | Academy converter | 554 |
| St Bartholomew's Catholic Primary School, Swanley | Primary | Academy converter | 318 |
| St Mary's Church of England Voluntary Aided Primary School | Primary | Voluntary aided school | 279 |
| High Firs Primary School | Primary | Community school | 210 |
| Crockenhill Primary School | Primary | Community school | 203 |
| Horizon Primary Academy | Primary | Academy sponsor led | 195 |
| Downsview Community Primary School | Primary | Community school | 140 |
| St Pauls' Church of England Voluntary Controlled Primary School | Primary | Voluntary controlled school | 107 |
| Station | Mode | Distance from the district centre |
|---|---|---|
| Swanley Rail Station | Rail | 0.7 km |
| Farningham Road Rail Station | Rail | 4.2 km |
| Eynsford Rail Station | Rail | 4.5 km |
| St Mary Cray Rail Station | Rail | 4.7 km |
Section 09
How Lower Road, Swanley compares
The median across the whole archive is £157,500. Lower Road, Swanley sits above that national figure — +56.3%.
Within Swanley the street ranks 77 of 223 by median price, and its median is above the town figure of £206,000 (+19.5%).
No EPC floor areas could be matched to these sales, so no price per square metre is published here. An estimate would be a guess, and the archive does not publish guesses.
The full range on record runs from £74,450 to £690,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.
Lower Road, Swanley sits in Bromley, in the South East.
The Office for National Statistics puts the median home in Bromley at 12.1 times median local earnings of £43,474 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.
Section 10
Nearby on the record
Streets nearby
- Claremont Road£210,000 median
- Oakleigh Close£125,000 median
- Swanley Lane£181,500 median
- London Road£192,500 median
- Northview£164,800 median
- St Marys Road£200,000 median
- Glendale£229,950 median
- Pinks Hill£238,000 median
- Archer Way£230,000 median
- Lullingstone Avenue£155,500 median
- Waylands£240,000 median
- West View Road£213,000 median
- Sprucedale Close£89,500 median
- Goldsel Road£140,000 median
- The Oaks£85,000 median
- Cranleigh Drive£243,498 median
Addresses with more than one recorded sale
- 61 Lower Road5 sales
- 53 Lower Road4 sales
- 59 Lower Road4 sales
- 4 Lower Road4 sales
- 52 Lower Road4 sales
- 42 Lower Road4 sales
- 7A Lower Road3 sales
- 65 Lower Road3 sales
- 54 Lower Road3 sales
- 55 Lower Road3 sales
- 18 Lower Road3 sales
- CHALK COTTAGE Lower Road2 sales
- 20 Lower Road2 sales
- 45 Lower Road2 sales
- 12 Lower Road2 sales
- 73 Lower Road2 sales
- 24 Lower Road2 sales
- 68 Lower Road2 sales
- 1 Lower Road2 sales
- 66 Lower Road2 sales
- 22 Lower Road2 sales
- 85 Lower Road2 sales
- 8 Lower Road2 sales
- 10 Lower Road2 sales
Back to Swanley house prices.
Quick answers
Common questions about this data
What is the average house price in Lower Road, Swanley?
The median price paid in Lower Road, Swanley across every sale on the register is £246,225. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.
How many homes have sold in Lower Road, Swanley?
84 sales are on record for Lower Road, Swanley, the most recent completing on 20 Jan 2026. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.
Have Lower Road, Swanley house prices actually risen?
In cash, the median rose +201.3% between 2001 and 2021. In 2026 money — that is, after inflation — the change is +94.1%. Both numbers are true; only the second one tells you whether buying here preserved value.
When were Lower Road, Swanley house prices at their highest?
The highest yearly median on record is £355,500, set in 2019. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.
What is the price per square metre in Lower Road, Swanley?
No EPC floor areas could be matched to these sales, so no price per square metre is published for this area. Nothing is estimated to fill the gap.
How current is this data?
The latest sale shown here completed on 20 Jan 2026. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.
Cite this page: Sold Price History, “Lower Road, Swanley house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.