Tools

House price inflation calculator

A bigger price isn’t always a bigger gain. Enter a past sale price and year to see what it’s worth in today’s money — and the bar a home had to clear just to keep pace with inflation.

To keep pace with inflation, that home would need to sell today for
£240,000
Inflation since 2000
+100%
In today’s money, £1 then is
£2.00

If it sold for less than £240,000, it lost value in real terms — even if the cash figure looks bigger. That’s the gap portals never show.

Inflation from ONS CPIH. For guidance only.

Real terms — your questions

What does 'real terms' mean for house prices?

A real-terms (inflation-adjusted) price expresses an older price in today's money. It shows whether a home's value has genuinely grown, or just kept pace with inflation.

How do you adjust house prices for inflation?

We scale a past price by the change in the ONS CPIH index between the year of sale and today. If today's price is below that figure, the home lost value in real terms.