Swift Close, St Neots house prices are built from 126 sales lodged with HM Land Registry, the oldest in 1995 and the most recent on 31 Oct 2025. The median price paid across the whole record is £105,000. Across the 13 years from 2003 to 2016 the median moved +57.2% in cash — but once inflation is taken out, the change in 2026 money is +16.1%.
Median price paid
£105,000
Change in cash, 2003–2016
+57.2%
Change in real terms
+16.1%
Median per m²
£1,705
HM Land Registry126 sales32 with floor areaLatest sale 31 Oct 2025
Section 01
How Swift Close, St Neots prices moved
The chart tracks the median Swift Close, St Neots house price for every year with a recorded sale, from 1995 to 2016. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.
| Decade | Years with sales | Median paid | In today's money |
|---|---|---|---|
| 1990s | 2 | £53,498 | £118,790 |
| 2000s | 3 | £89,000 | £162,132 |
| 2010s | 2 | £171,000 | £241,110 |
The highest yearly median on record for Swift Close, St Neots is £217,000 in 2016; the lowest is £53,498 in 1995. Across the full 22-year record the cash median has moved from £53,498 to £217,000.
In 2026 money that first median is worth £118,790, so the real change over the whole record is +155.0% — about +4.56% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.
Over the last decade alone the difference is stark: +57.2% in cash against +16.1% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.
Section 02
The most recent sales
Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.
| Address | Sold | Type | Price paid | In today's money |
|---|---|---|---|---|
| 48 | 31 Oct 2025 | Terraced | £345,000 | £352,500 |
| 39 | 7 Apr 2025 | Semi-detached | £355,000 | £362,717 |
| 22 | 9 Jan 2025 | Terraced | £294,000 | £300,391 |
| 38 | 15 Aug 2024 | Semi-detached | £328,000 | £345,134 |
| 47 | 1 Feb 2023 | Terraced | £220,000 | £237,701 |
| 22 | 4 Jun 2021 | Terraced | £238,000 | £300,699 |
| 6 | 1 Apr 2021 | Terraced | £260,000 | £328,495 |
| 39 | 29 Sep 2020 | Semi-detached | £288,000 | £372,893 |
| 42 | 14 Aug 2019 | Terraced | £250,000 | £326,994 |
| 48 | 23 Nov 2018 | Terraced | £283,000 | £377,155 |
| 45 | 4 May 2018 | Terraced | £220,000 | £293,195 |
| 1 | 7 Jul 2017 | Semi-detached | £276,150 | £375,841 |
| 41 | 30 Jun 2017 | Terraced | £250,000 | £340,251 |
| 11 | 9 Jun 2017 | Semi-detached | £227,500 | £309,628 |
| 38 | 16 Dec 2016 | Semi-detached | £258,000 | £360,178 |
| 43 | 5 Dec 2016 | Terraced | £255,500 | £356,688 |
| 2 | 17 Oct 2016 | Terraced | £210,000 | £293,168 |
| 39 | 23 Sep 2016 | Semi-detached | £255,000 | £355,990 |
| 47 | 22 Jul 2016 | Terraced | £179,000 | £249,891 |
| 24 | 30 Jun 2016 | Terraced | £172,000 | £240,119 |
| 41 | 29 Mar 2016 | Terraced | £229,000 | £319,693 |
| 16 | 10 Mar 2016 | Terraced | £170,000 | £237,327 |
| 4 | 25 Feb 2016 | Terraced | £217,000 | £302,941 |
| 45 | 3 Aug 2015 | Terraced | £175,000 | £246,750 |
| 5 | 16 Jan 2015 | Terraced | £167,500 | £236,175 |
Section 03
Homes that sold twice
These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to Swift Close, St Neots values — no mix of property types can flatter the number.
| Address | First recorded sale | Most recent sale | Cash a year | Real a year |
|---|---|---|---|---|
| 48 Swift Close | £63,000 (1995) | £345,000 (2025) | +5.8% | +3.1% |
| 39 Swift Close | £64,000 (1996) | £355,000 (2025) | +6.1% | +3.4% |
| 22 Swift Close | £58,000 (1996) | £294,000 (2025) | +5.8% | +3.0% |
| 38 Swift Close | £64,650 (1996) | £328,000 (2024) | +6.0% | +3.3% |
| 47 Swift Close | £46,950 (1995) | £220,000 (2023) | +5.7% | +3.0% |
| 6 Swift Close | £58,995 (1995) | £260,000 (2021) | +5.9% | +3.6% |
| 42 Swift Close | £59,995 (1995) | £250,000 (2019) | +6.1% | +3.8% |
| 45 Swift Close | £48,995 (1995) | £220,000 (2018) | +6.7% | +4.4% |
| 1 Swift Close | £65,000 (1995) | £276,150 (2017) | +6.8% | +4.4% |
| 41 Swift Close | £59,500 (1995) | £250,000 (2017) | +6.7% | +4.4% |
| 11 Swift Close | £61,500 (1995) | £227,500 (2017) | +6.1% | +3.8% |
| 43 Swift Close | £91,000 (2001) | £255,500 (2016) | +7.1% | +4.7% |
Section 04
What sells here
The mix of property types explains a large part of any area's median. Swift Close, St Neots is dominated by the type at the top of this table, so its overall median leans that way.
| Property type | Sales | Share | Median paid | Range |
|---|---|---|---|---|
| Terraced | 85 | 67.5% | £108,500 | £36,500 – £345,000 |
| Semi-detached | 41 | 32.5% | £80,500 | £48,950 – £355,000 |
Section 06
Ownership and new build in Swift Close, St Neots
0 of the sales on record are leasehold and 126 freehold — 0.0% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.
| Category | Sales | Share | Median paid |
|---|---|---|---|
| Leasehold | 0 | 0.0% | — |
| Freehold | 126 | 100.0% | £105,000 |
| New build | 34 | 27.0% | £57,500 |
| Existing home | 92 | 73.0% | £145,625 |
New builds sold for less than the median existing home — -60.5%. A new-build premium is normal: the buyer gets a warranty and nothing to fix, and the price is set by a developer rather than negotiated between two households.
Section 07
Living in Swift Close, St Neots
Every certificate carries an energy efficiency band as well as a floor area. Across Bedford, 53.4% of 89,810 certificates sit in bands A to C, and 3.7% in F or G — the bands that cost the most to heat and are hardest to mortgage.
| Energy band | Certificates | Share |
|---|---|---|
| A | 533 | 0.6% |
| B | 15,837 | 17.6% |
| C | 31,561 | 35.1% |
| D | 27,652 | 30.8% |
| E | 10,931 | 12.2% |
| F | 2,620 | 2.9% |
| G | 676 | 0.8% |
The Office for National Statistics puts the mean private rent in Bedford at £1,169 a month as of Jun 2026 — £797 for a one-bedroom home and £1,255 for three bedrooms.
Against the median sale of £105,000 here, that rent is a gross yield of 13.36% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.
Police forces publish every recorded street-level crime. Within a mile of the centre of PE19, 123 crimes were recorded in Jun 2026: 41 violent, 6 burglary, 6 vehicle-related and 22 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is 1.4 times quieter.
Against the 185,225 residents the 2021 census counted in Bedford, that is 0.66 recorded crimes per thousand people in the month. The count covers a mile around the district centre while the population covers the whole council, so read the rate as an order of magnitude rather than a precise figure.
A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.
Section 08
The neighbourhood around Swift Close, St Neots
The 2021 census counted 185,225 residents in Bedford across 74,949 households. 64.6% of those households own their home and 35.4% rent — a split the sold record cannot show, because only owners appear in it.
19 state and independent schools have a PE19 postcode: 17 primary, 2 secondary. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.
| School | Phase | Type | Pupils |
|---|---|---|---|
| Longsands Academy | Secondary | Academy converter | 1,412 |
| Ernulf Academy | Secondary | Academy sponsor led | 720 |
| The Round House Primary Academy | Primary | Academy sponsor led | 401 |
| Bushmead Primary School | Primary | Community school | 380 |
| Wintringham Primary Academy | Primary | Free schools | 357 |
| Crosshall Junior School | Primary | Academy converter | 346 |
| Buckden CofE Primary School | Primary | Academy converter | 331 |
| Little Paxton Primary School | Primary | Community school | 292 |
| Crosshall Infant School | Primary | Academy converter | 287 |
| Priory Junior School | Primary | Community school | 280 |
| Station | Mode | Distance from the district centre |
|---|---|---|
| St Neots Rail Station | Rail | 1.2 km |
| Huntingdon Rail Station | Rail | 11.4 km |
| Biggleswade Rail Station | Rail | 16.8 km |
| Bedford St Johns Rail Station | Rail | 18.3 km |
Section 09
How Swift Close, St Neots compares
The median across the whole archive is £157,500. Swift Close, St Neots sits below that national figure — -33.3%.
Within St Neots the street ranks 647 of 685 by median price, and its median is below the town figure of £179,000 (-41.3%).
Where an EPC floor area could be matched to the sale, the median works out at £1,705 per square metre, across 32 of the 126 sales on record. Price per square metre is the only figure that compares a two-bed flat with a four-bed house honestly.
The full range on record runs from £36,500 to £355,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.
Swift Close, St Neots sits in Bedford, in the East of England.
The Office for National Statistics puts the median home in Bedford at 9.1 times median local earnings of £37,994 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.
Section 10
Nearby on the record
Streets nearby
- High Street£233,250 median
- St Neots Road£124,000 median
- Great North Road£197,000 median
- Crosshall Road£166,000 median
- Church Street£137,000 median
- Howitts Gardens£126,750 median
- Lindisfarne Close£93,000 median
- Cornwallis Drive£88,000 median
- Skipper Way£232,250 median
- Stone Hill£204,000 median
- Cambridge Street£105,000 median
- Flawn Way£205,000 median
- Buttercup Avenue£217,995 median
- Andrew Road£135,000 median
- Lannesbury Crescent£322,743 median
- Duck Lane£115,500 median
Addresses with more than one recorded sale
- 39 Swift Close7 sales
- 48 Swift Close6 sales
- 22 Swift Close6 sales
- 6 Swift Close6 sales
- 16 Swift Close6 sales
- 44 Swift Close6 sales
- 38 Swift Close5 sales
- 45 Swift Close5 sales
- 24 Swift Close5 sales
- 18 Swift Close5 sales
- 47 Swift Close4 sales
- 41 Swift Close4 sales
- 43 Swift Close4 sales
- 4 Swift Close4 sales
- 46 Swift Close4 sales
- 1 Swift Close3 sales
- 2 Swift Close3 sales
- 5 Swift Close3 sales
- 17 Swift Close3 sales
- 9 Swift Close3 sales
- 10 Swift Close3 sales
- 3 Swift Close3 sales
- 7 Swift Close3 sales
- 42 Swift Close2 sales
Back to St Neots house prices.
Quick answers
Common questions about this data
What is the average house price in Swift Close, St Neots?
The median price paid in Swift Close, St Neots across every sale on the register is £105,000. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.
How many homes have sold in Swift Close, St Neots?
126 sales are on record for Swift Close, St Neots, the most recent completing on 31 Oct 2025. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.
Have Swift Close, St Neots house prices actually risen?
In cash, the median rose +57.2% between 2003 and 2016. In 2026 money — that is, after inflation — the change is +16.1%. Both numbers are true; only the second one tells you whether buying here preserved value.
When were Swift Close, St Neots house prices at their highest?
The highest yearly median on record is £217,000, set in 2016. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.
What is the price per square metre in Swift Close, St Neots?
£1,705 per square metre, from the 32 sales where an EPC floor area could be matched to the address. Price per square metre strips out size, so a flat and a house can be compared on the same basis.
How current is this data?
The latest sale shown here completed on 31 Oct 2025. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.
Cite this page: Sold Price History, “Swift Close, St Neots house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.