Insall Road, Chipping Norton house prices are built from 172 sales lodged with HM Land Registry, the oldest in 1995 and the most recent on 24 Apr 2026. The median price paid across the whole record is £134,975. Across the 10 years from 2014 to 2024 the median moved +24.4% in cash — but once inflation is taken out, the change in 2026 money is -8.7%.
Median price paid
£134,975
Change in cash, 2014–2024
+24.4%
Change in real terms
-8.7%
Median per m²
£2,991
HM Land Registry172 sales46 with floor areaLatest sale 24 Apr 2026
Section 01
How Insall Road, Chipping Norton prices moved
The chart tracks the median Insall Road, Chipping Norton house price for every year with a recorded sale, from 1995 to 2024. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.
| Decade | Years with sales | Median paid | In today's money |
|---|---|---|---|
| 1990s | 4 | £65,725 | £145,941 |
| 2000s | 5 | £148,000 | £269,612 |
| 2010s | 2 | £205,000 | £289,050 |
| 2020s | 3 | £255,000 | £260,543 |
The highest yearly median on record for Insall Road, Chipping Norton is £295,000 in 2022; the lowest is £51,000 in 1996. Across the full 30-year record the cash median has moved from £65,725 to £255,000.
In 2026 money that first median is worth £145,941, so the real change over the whole record is +83.9% — about +2.12% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.
Over the last decade alone the difference is stark: +24.4% in cash against -8.7% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.
Section 02
The most recent sales
Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.
| Address | Sold | Type | Price paid | In today's money |
|---|---|---|---|---|
| 5 | 24 Apr 2026 | Semi-detached | £385,000 | £385,000 |
| 44 | 14 Nov 2025 | Terraced | £286,000 | £292,217 |
| 48 | 13 Nov 2024 | Semi-detached | £275,000 | £289,366 |
| 3 | 8 Nov 2024 | Semi-detached | £360,000 | £378,806 |
| 25 | 26 Aug 2024 | Terraced | £226,000 | £237,806 |
| 66 | 21 Aug 2024 | Terraced | £230,000 | £242,015 |
| 23 | 28 Jun 2024 | Terraced | £235,000 | £247,276 |
| 14 | 17 May 2024 | Semi-detached | £345,000 | £363,022 |
| 35 | 24 Feb 2023 | Semi-detached | £215,000 | £232,299 |
| 64 | 6 Feb 2023 | Semi-detached | £225,000 | £243,103 |
| 38 | 11 Jul 2022 | Terraced | £210,000 | £243,303 |
| 24 | 24 Jun 2022 | Terraced | £295,000 | £341,783 |
| 5 | 1 Jun 2022 | Semi-detached | £340,000 | £393,919 |
| 20 | 20 May 2022 | Terraced | £250,000 | £289,647 |
| 4 | 4 Mar 2022 | Detached | £590,000 | £683,566 |
| 66 | 26 Nov 2021 | Terraced | £202,000 | £255,215 |
| 44 | 14 Oct 2021 | Terraced | £240,000 | £303,226 |
| 56 | 11 Mar 2021 | Terraced | £191,000 | £241,317 |
| 23 | 25 Feb 2021 | Terraced | £190,000 | £240,054 |
| 31 | 19 Jan 2021 | Terraced | £260,000 | £328,495 |
| 22 | 29 Jan 2020 | Terraced | £206,000 | £266,722 |
| 18 | 19 Nov 2019 | Terraced | £225,000 | £294,295 |
| 1 | 24 Aug 2018 | Detached | £375,000 | £499,764 |
| 11 | 4 May 2018 | Detached | £325,000 | £433,129 |
| 64 | 26 Jan 2018 | Semi-detached | £195,000 | £259,877 |
Section 03
Homes that sold twice
These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to Insall Road, Chipping Norton values — no mix of property types can flatter the number.
| Address | First recorded sale | Most recent sale | Cash a year | Real a year |
|---|---|---|---|---|
| 5 Insall Road | £79,500 (1995) | £385,000 (2026) | +5.2% | +2.5% |
| 44 Insall Road | £56,950 (1995) | £286,000 (2025) | +5.5% | +2.8% |
| 48 Insall Road | £74,500 (1997) | £275,000 (2024) | +5.0% | +2.3% |
| 3 Insall Road | £225,000 (2003) | £360,000 (2024) | +2.3% | -0.5% |
| 25 Insall Road | £48,500 (1996) | £226,000 (2024) | +5.7% | +3.0% |
| 66 Insall Road | £51,500 (1997) | £230,000 (2024) | +5.7% | +3.0% |
| 23 Insall Road | £47,000 (1996) | £235,000 (2024) | +5.9% | +3.2% |
| 14 Insall Road | £79,500 (1995) | £345,000 (2024) | +5.2% | +2.5% |
| 35 Insall Road | £48,500 (1996) | £215,000 (2023) | +5.7% | +3.0% |
| 64 Insall Road | £50,500 (1996) | £225,000 (2023) | +5.7% | +3.0% |
| 38 Insall Road | £46,500 (1995) | £210,000 (2022) | +5.7% | +3.2% |
| 24 Insall Road | £67,950 (1995) | £295,000 (2022) | +5.6% | +3.1% |
Section 04
What sells here
The mix of property types explains a large part of any area's median. Insall Road, Chipping Norton is dominated by the type at the top of this table, so its overall median leans that way.
| Property type | Sales | Share | Median paid | Range |
|---|---|---|---|---|
| Terraced | 77 | 44.8% | £152,000 | £45,950 – £295,000 |
| Semi-detached | 73 | 42.4% | £105,000 | £35,950 – £385,000 |
| Detached | 22 | 12.8% | £144,000 | £81,950 – £590,000 |
Section 06
Ownership and new build in Insall Road, Chipping Norton
0 of the sales on record are leasehold and 172 freehold — 0.0% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.
| Category | Sales | Share | Median paid |
|---|---|---|---|
| Leasehold | 0 | 0.0% | — |
| Freehold | 172 | 100.0% | £134,975 |
| New build | 43 | 25.0% | £59,950 |
| Existing home | 129 | 75.0% | £159,995 |
New builds sold for less than the median existing home — -62.5%. A new-build premium is normal: the buyer gets a warranty and nothing to fix, and the price is set by a developer rather than negotiated between two households.
A further 2 transfers for this area are on the register but are left out of every figure above. HM Land Registry marks them as additional price paid entries: repossessions, buy-to-let portfolio moves, transfers between companies or family, and sales at a discount such as right to buy. They are real records but they are not open-market prices, and including them would drag the median somewhere no buyer ever paid.
Section 07
Living in Insall Road, Chipping Norton
Every certificate carries an energy efficiency band as well as a floor area. Across Cherwell, 53.2% of 76,409 certificates sit in bands A to C, and 4.4% in F or G — the bands that cost the most to heat and are hardest to mortgage.
| Energy band | Certificates | Share |
|---|---|---|
| A | 976 | 1.3% |
| B | 14,450 | 18.9% |
| C | 25,201 | 33.0% |
| D | 23,660 | 31.0% |
| E | 8,736 | 11.4% |
| F | 2,719 | 3.6% |
| G | 667 | 0.9% |
The Office for National Statistics puts the mean private rent in Cherwell at £1,291 a month as of Jun 2026 — £965 for a one-bedroom home and £1,455 for three bedrooms.
Against the median sale of £134,975 here, that rent is a gross yield of 11.48% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.
Police forces publish every recorded street-level crime. Within a mile of the centre of OX7, 1 crimes were recorded in Jun 2026: 1 violent, 0 burglary, 0 vehicle-related and 0 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is 100.0 times quieter.
Against the 161,016 residents the 2021 census counted in Cherwell, that is 0.01 recorded crimes per thousand people in the month. The count covers a mile around the district centre while the population covers the whole council, so read the rate as an order of magnitude rather than a precise figure.
A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.
Section 08
The neighbourhood around Insall Road, Chipping Norton
The 2021 census counted 161,016 residents in Cherwell across 65,893 households. 66.9% of those households own their home and 33.0% rent — a split the sold record cannot show, because only owners appear in it.
13 state and independent schools have a OX7 postcode: 12 primary, 1 secondary. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.
| School | Phase | Type | Pupils |
|---|---|---|---|
| Chipping Norton School | Secondary | Academy converter | 1,035 |
| Wychwood Church of England Primary School | Primary | Voluntary controlled school | 286 |
| Kingham Primary School | Primary | Community school | 238 |
| St Mary's Church of England (Aided) Primary School, Chipping Norton | Primary | Voluntary aided school | 190 |
| Holy Trinity Catholic School, Chipping Norton | Primary | Academy converter | 187 |
| Charlbury Primary School | Primary | Academy sponsor led | 160 |
| Great Rollright Church of England (Aided) Primary School | Primary | Voluntary aided school | 112 |
| Middle Barton Primary School | Primary | Academy converter | 106 |
| Great Tew County Primary School | Primary | Community school | 100 |
| Chadlington Church of England Primary School | Primary | Voluntary controlled school | 91 |
| Station | Mode | Distance from the district centre |
|---|---|---|
| Charlbury Rail Station | Rail | 4.9 km |
| Ascott-under-Wychwood Rail Station | Rail | 5.3 km |
| Shipton Rail Station | Rail | 6.6 km |
| Kingham Rail Station | Rail | 6.9 km |
Section 09
How Insall Road, Chipping Norton compares
The median across the whole archive is £157,500. Insall Road, Chipping Norton sits below that national figure — -14.3%.
Within Chipping Norton the street ranks 381 of 394 by median price, and its median is below the town figure of £249,950 (-46.0%).
Where an EPC floor area could be matched to the sale, the median works out at £2,991 per square metre, across 46 of the 172 sales on record. Price per square metre is the only figure that compares a two-bed flat with a four-bed house honestly.
The full range on record runs from £35,950 to £590,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.
Insall Road, Chipping Norton sits in Cherwell, in the South East.
The Office for National Statistics puts the median home in Cherwell at 9.3 times median local earnings of £38,768 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.
Section 10
Nearby on the record
Streets nearby
- High Street£330,000 median
- The Green£208,000 median
- West End£268,500 median
- West Street£194,000 median
- Church Street£380,000 median
- Burford Road£276,000 median
- North Street£239,250 median
- Shipton Road£315,000 median
- Ticknell Piece Road£200,000 median
- Station Road£275,000 median
- Bliss Mill£245,625 median
- The Leys£250,000 median
- Enstone Road£266,500 median
- William Bliss Avenue£132,500 median
- London Road£290,000 median
- Hill Crescent£159,500 median
Addresses with more than one recorded sale
- 23 Insall Road8 sales
- 38 Insall Road8 sales
- 44 Insall Road7 sales
- 25 Insall Road6 sales
- 52 Insall Road6 sales
- 34 Insall Road6 sales
- 5 Insall Road5 sales
- 66 Insall Road5 sales
- 20 Insall Road5 sales
- 56 Insall Road5 sales
- 31 Insall Road5 sales
- 22 Insall Road5 sales
- 58 Insall Road5 sales
- 14 Insall Road4 sales
- 64 Insall Road4 sales
- 4 Insall Road4 sales
- 36 Insall Road4 sales
- 27 Insall Road4 sales
- 37 Insall Road4 sales
- 35 Insall Road3 sales
- 24 Insall Road3 sales
- 18 Insall Road3 sales
- 42 Insall Road3 sales
- 62 Insall Road3 sales
Back to Chipping Norton house prices.
Quick answers
Common questions about this data
What is the average house price in Insall Road, Chipping Norton?
The median price paid in Insall Road, Chipping Norton across every sale on the register is £134,975. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.
How many homes have sold in Insall Road, Chipping Norton?
172 sales are on record for Insall Road, Chipping Norton, the most recent completing on 24 Apr 2026. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.
Have Insall Road, Chipping Norton house prices actually risen?
In cash, the median rose +24.4% between 2014 and 2024. In 2026 money — that is, after inflation — the change is -8.7%. Both numbers are true; only the second one tells you whether buying here preserved value.
When were Insall Road, Chipping Norton house prices at their highest?
The highest yearly median on record is £295,000, set in 2022. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.
What is the price per square metre in Insall Road, Chipping Norton?
£2,991 per square metre, from the 46 sales where an EPC floor area could be matched to the address. Price per square metre strips out size, so a flat and a house can be compared on the same basis.
How current is this data?
The latest sale shown here completed on 24 Apr 2026. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.
Cite this page: Sold Price History, “Insall Road, Chipping Norton house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.