Wharf Road, Chelmsford house prices are built from 294 sales lodged with HM Land Registry, the oldest in 2003 and the most recent on 21 May 2026. The median price paid across the whole record is £287,500. Across the 10 years from 2016 to 2026 the median moved +13.7% in cash — but once inflation is taken out, the change in 2026 money is -18.5%.
Median price paid
£287,500
Change in cash, 2016–2026
+13.7%
Change in real terms
-18.5%
Median per m²
£4,482
HM Land Registry294 sales152 with floor areaLatest sale 21 May 2026
Section 01
How Wharf Road, Chelmsford prices moved
The chart tracks the median Wharf Road, Chelmsford house price for every year with a recorded sale, from 2003 to 2026. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.
| Decade | Years with sales | Median paid | In today's money |
|---|---|---|---|
| 2000s | 2 | £165,000 | £300,581 |
| 2010s | 3 | £313,000 | £441,330 |
| 2020s | 7 | £320,000 | £326,957 |
The highest yearly median on record for Wharf Road, Chelmsford is £435,000 in 2021; the lowest is £165,000 in 2006. Across the full 24-year record the cash median has moved from £185,000 to £290,000.
In 2026 money that first median is worth £349,665, so the real change over the whole record is -17.1% — about -0.81% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.
Over the last decade alone the difference is stark: +13.7% in cash against -18.5% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.
Section 02
The most recent sales
Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.
| Address | Sold | Type | Price paid | In today's money |
|---|---|---|---|---|
| 89 | 21 May 2026 | Flat or maisonette | £290,000 | £290,000 |
| Flat 3 220 | 14 May 2026 | Flat or maisonette | £350,000 | £350,000 |
| Flat 65 212 | 30 Apr 2026 | Flat or maisonette | £385,000 | £385,000 |
| 165 | 10 Apr 2026 | Flat or maisonette | £250,000 | £250,000 |
| 42 | 4 Mar 2026 | Flat or maisonette | £225,000 | £225,000 |
| Flat 7 204 | 19 Dec 2025 | Flat or maisonette | £160,000 | £163,478 |
| Flat 1 212 | 10 Dec 2025 | Flat or maisonette | £300,000 | £306,522 |
| 66 | 15 Sep 2025 | Flat or maisonette | £205,000 | £209,457 |
| 155 | 5 Sep 2025 | Flat or maisonette | £320,000 | £326,957 |
| Flat 47 212 | 4 Sep 2025 | Flat or maisonette | £350,000 | £357,609 |
| Flat 51 212 | 22 Aug 2025 | Flat or maisonette | £357,000 | £364,761 |
| 36 | 21 Aug 2025 | Flat or maisonette | £235,000 | £240,109 |
| Flat 8 236 | 3 Jul 2025 | Flat or maisonette | £385,000 | £393,370 |
| Flat 4 220 | 30 Apr 2025 | Flat or maisonette | £375,000 | £383,152 |
| 49 | 27 Mar 2025 | Flat or maisonette | £380,000 | £388,261 |
| Flat 13 204 | 7 Feb 2025 | Flat or maisonette | £108,500 | £110,859 |
| 61 | 3 Feb 2025 | Flat or maisonette | £320,000 | £326,957 |
| Flat 5 236 | 9 Dec 2024 | Flat or maisonette | £320,000 | £336,716 |
| 230 | 22 Nov 2024 | Terraced | £615,000 | £647,127 |
| 226 | 16 Oct 2024 | Terraced | £600,000 | £631,343 |
| 115 | 14 Oct 2024 | Flat or maisonette | £190,000 | £199,925 |
| Flat 10 212 | 27 Sep 2024 | Flat or maisonette | £250,000 | £263,060 |
| Flat 60 212 | 28 Aug 2024 | Flat or maisonette | £310,000 | £326,194 |
| Flat 7 212 | 2 Aug 2024 | Flat or maisonette | £215,000 | £226,231 |
| Flat 2 212 | 27 Jun 2024 | Flat or maisonette | £285,000 | £299,888 |
Section 03
Homes that sold twice
These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to Wharf Road, Chelmsford values — no mix of property types can flatter the number.
| Address | First recorded sale | Most recent sale | Cash a year | Real a year |
|---|---|---|---|---|
| 89 Wharf Road | £269,995 (2016) | £290,000 (2026) | +0.7% | -2.6% |
| FLAT 3 220 Wharf Road | £340,000 (2020) | £350,000 (2026) | +0.5% | -3.8% |
| 165 Wharf Road | £235,000 (2018) | £250,000 (2026) | +0.8% | -2.8% |
| 42 Wharf Road | £215,000 (2003) | £225,000 (2026) | +0.2% | -2.5% |
| FLAT 1 212 Wharf Road | £280,000 (2024) | £300,000 (2025) | +7.1% | +4.0% |
| 66 Wharf Road | £170,000 (2003) | £205,000 (2025) | +0.9% | -1.9% |
| 155 Wharf Road | £325,000 (2018) | £320,000 (2025) | -0.2% | -3.9% |
| FLAT 47 212 Wharf Road | £360,000 (2022) | £350,000 (2025) | -0.9% | -5.0% |
| FLAT 51 212 Wharf Road | £364,910 (2022) | £357,000 (2025) | -0.7% | -4.8% |
| 36 Wharf Road | £215,000 (2003) | £235,000 (2025) | +0.4% | -2.4% |
| FLAT 8 236 Wharf Road | £366,995 (2020) | £385,000 (2025) | +1.0% | -3.7% |
| 49 Wharf Road | £325,000 (2017) | £380,000 (2025) | +2.0% | -1.6% |
Section 04
What sells here
The mix of property types explains a large part of any area's median. Wharf Road, Chelmsford is dominated by the type at the top of this table, so its overall median leans that way.
| Property type | Sales | Share | Median paid | Range |
|---|---|---|---|---|
| Flat or maisonette | 285 | 96.9% | £284,995 | £95,550 – £579,500 |
| Terraced | 9 | 3.1% | £590,000 | £550,625 – £615,000 |
Section 06
Ownership and new build in Wharf Road, Chelmsford
285 of the sales on record are leasehold and 9 freehold — 96.9% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.
The median leasehold sale is £284,995 and the median freehold sale £590,000 — a gap of +107.0%. Most of that gap is property type rather than tenure itself: leasehold here is largely flats, freehold largely houses.
| Category | Sales | Share | Median paid |
|---|---|---|---|
| Leasehold | 285 | 96.9% | £284,995 |
| Freehold | 9 | 3.1% | £590,000 |
| New build | 208 | 70.7% | £314,000 |
| Existing home | 86 | 29.3% | £237,500 |
New builds sold for more than the median existing home — +32.2%. A new-build premium is normal: the buyer gets a warranty and nothing to fix, and the price is set by a developer rather than negotiated between two households.
A further 37 transfers for this area are on the register but are left out of every figure above. HM Land Registry marks them as additional price paid entries: repossessions, buy-to-let portfolio moves, transfers between companies or family, and sales at a discount such as right to buy. They are real records but they are not open-market prices, and including them would drag the median somewhere no buyer ever paid.
Section 07
Living in Wharf Road, Chelmsford
Every certificate carries an energy efficiency band as well as a floor area. Across Chelmsford, 48.8% of 82,433 certificates sit in bands A to C, and 3.9% in F or G — the bands that cost the most to heat and are hardest to mortgage.
| Energy band | Certificates | Share |
|---|---|---|
| A | 359 | 0.4% |
| B | 12,050 | 14.6% |
| C | 27,828 | 33.8% |
| D | 28,870 | 35.0% |
| E | 10,100 | 12.3% |
| F | 2,571 | 3.1% |
| G | 655 | 0.8% |
The Office for National Statistics puts the mean private rent in Chelmsford at £1,447 a month as of Jun 2026 — £1,065 for a one-bedroom home and £1,551 for three bedrooms.
Against the median sale of £287,500 here, that rent is a gross yield of 6.04% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.
Police forces publish every recorded street-level crime. Within a mile of the centre of CM2, 221 crimes were recorded in Jun 2026: 90 violent, 6 burglary, 12 vehicle-related and 30 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is 1.3 times busier.
Against the 181,523 residents the 2021 census counted in Chelmsford, that is 1.22 recorded crimes per thousand people in the month. The count covers a mile around the district centre while the population covers the whole council, so read the rate as an order of magnitude rather than a precise figure.
A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.
Section 08
The neighbourhood around Wharf Road, Chelmsford
The 2021 census counted 181,523 residents in Chelmsford across 75,401 households. 71.1% of those households own their home and 28.8% rent — a split the sold record cannot show, because only owners appear in it.
21 state and independent schools have a CM2 postcode: 16 primary, 3 secondary, 1 16 plus, 1 nursery. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.
| School | Phase | Type | Pupils |
|---|---|---|---|
| Moulsham High School | Secondary | Academy converter | 1,662 |
| Great Baddow High School | Secondary | Academy converter | 1,516 |
| The Sandon School | Secondary | Academy converter | 1,218 |
| Moulsham Junior School | Primary | Academy converter | 686 |
| Mildmay Primary School | Primary | Academy converter | 611 |
| Barnes Farm Primary School | Primary | Academy converter | 539 |
| Trinity Road Primary School | Primary | Community school | 387 |
| Moulsham Infant School | Primary | Academy converter | 268 |
| Baddow Hall Junior School | Primary | Community school | 234 |
| St Michael's Church of England Voluntary Aided Junior School | Primary | Voluntary aided school | 231 |
| Station | Mode | Distance from the district centre |
|---|---|---|
| Chelmsford Rail Station | Rail | 2.1 km |
| Beaulieu Park | Rail | 4.7 km |
| Ingatestone Rail Station | Rail | 9.3 km |
| Hatfield Peverel Rail Station | Rail | 9.8 km |
Section 09
How Wharf Road, Chelmsford compares
The median across the whole archive is £157,500. Wharf Road, Chelmsford sits above that national figure — +82.5%.
Within Chelmsford the street ranks 637 of 1874 by median price, and its median is above the town figure of £208,000 (+38.2%).
Where an EPC floor area could be matched to the sale, the median works out at £4,482 per square metre, across 152 of the 294 sales on record. Price per square metre is the only figure that compares a two-bed flat with a four-bed house honestly.
The full range on record runs from £95,550 to £615,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.
Wharf Road, Chelmsford sits in Chelmsford, in the East of England.
The Office for National Statistics puts the median home in Chelmsford at 10.7 times median local earnings of £38,181 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.
Section 10
Nearby on the record
Streets nearby
- Baddow Road£189,000 median
- Springfield Road£195,000 median
- Linnet Drive£190,000 median
- Upper Bridge Road£175,000 median
- Church Road£244,533 median
- Beehive Lane£236,000 median
- Redmayne Drive£114,000 median
- Meadgate Avenue£150,000 median
- Galleywood Road£344,975 median
- Gloucester Avenue£196,250 median
- Ramshaw Drive£125,000 median
- Pollards Green£156,000 median
- Fortinbras Way£180,000 median
- Dorset Avenue£169,000 median
- Beeleigh Link£170,498 median
- Mildmay Road£218,500 median
Addresses with more than one recorded sale
- 42 Wharf Road5 sales
- 66 Wharf Road5 sales
- 40 Wharf Road5 sales
- 44 Wharf Road5 sales
- 46 Wharf Road5 sales
- 36 Wharf Road4 sales
- 54 Wharf Road4 sales
- 165 Wharf Road3 sales
- 93 Wharf Road3 sales
- 56 Wharf Road3 sales
- 55 Wharf Road3 sales
- 38 Wharf Road3 sales
- 89 Wharf Road2 sales
- FLAT 3, 220 Wharf Road2 sales
- FLAT 1, 212 Wharf Road2 sales
- 155 Wharf Road2 sales
- FLAT 47, 212 Wharf Road2 sales
- FLAT 51, 212 Wharf Road2 sales
- FLAT 8, 236 Wharf Road2 sales
- 49 Wharf Road2 sales
- 61 Wharf Road2 sales
- FLAT 5, 236 Wharf Road2 sales
- 230 Wharf Road2 sales
- 226 Wharf Road2 sales
Back to Chelmsford house prices.
Quick answers
Common questions about this data
What is the average house price in Wharf Road, Chelmsford?
The median price paid in Wharf Road, Chelmsford across every sale on the register is £287,500. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.
How many homes have sold in Wharf Road, Chelmsford?
294 sales are on record for Wharf Road, Chelmsford, the most recent completing on 21 May 2026. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.
Have Wharf Road, Chelmsford house prices actually risen?
In cash, the median rose +13.7% between 2016 and 2026. In 2026 money — that is, after inflation — the change is -18.5%. Both numbers are true; only the second one tells you whether buying here preserved value.
When were Wharf Road, Chelmsford house prices at their highest?
The highest yearly median on record is £435,000, set in 2021. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.
What is the price per square metre in Wharf Road, Chelmsford?
£4,482 per square metre, from the 152 sales where an EPC floor area could be matched to the address. Price per square metre strips out size, so a flat and a house can be compared on the same basis.
How current is this data?
The latest sale shown here completed on 21 May 2026. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.
Cite this page: Sold Price History, “Wharf Road, Chelmsford house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.