Spencer Road, Caterham house prices are built from 150 sales lodged with HM Land Registry, the oldest in 1996 and the most recent on 25 Sep 2025. The median price paid across the whole record is £204,750. Across the 10 years from 2006 to 2016 the median moved +45.7% in cash — but once inflation is taken out, the change in 2026 money is +14.3%.
Median price paid
£204,750
Change in cash, 2006–2016
+45.7%
Change in real terms
+14.3%
Median per m²
£2,819
HM Land Registry150 sales21 with floor areaLatest sale 25 Sep 2025
Section 01
How Spencer Road, Caterham prices moved
The chart tracks the median Spencer Road, Caterham house price for every year with a recorded sale, from 1996 to 2016. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.
| Decade | Years with sales | Median paid | In today's money |
|---|---|---|---|
| 1990s | 3 | £87,250 | £193,736 |
| 2000s | 6 | £200,000 | £364,341 |
| 2010s | 2 | £276,500 | £389,865 |
The highest yearly median on record for Spencer Road, Caterham is £360,000 in 2016; the lowest is £63,500 in 1996. Across the full 21-year record the cash median has moved from £63,500 to £360,000.
In 2026 money that first median is worth £137,746, so the real change over the whole record is +264.9% — about +6.69% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.
Over the last decade alone the difference is stark: +45.7% in cash against +14.3% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.
Section 02
The most recent sales
Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.
| Address | Sold | Type | Price paid | In today's money |
|---|---|---|---|---|
| 29 | 25 Sep 2025 | Terraced | £525,000 | £536,413 |
| 98 | 14 Aug 2025 | Semi-detached | £475,000 | £485,326 |
| 66 | 28 Apr 2025 | Semi-detached | £495,000 | £505,761 |
| 24 | 6 Dec 2024 | Detached | £480,000 | £505,075 |
| 14 | 20 Sep 2024 | Semi-detached | £530,000 | £557,687 |
| 19 | 21 Jun 2024 | Flat or maisonette | £246,000 | £258,851 |
| 5 | 17 Nov 2023 | Flat or maisonette | £299,000 | £323,057 |
| 59 | 27 Jan 2023 | Terraced | £555,000 | £599,655 |
| 89 | 12 Aug 2022 | Semi-detached | £510,000 | £590,879 |
| 28a | 11 Feb 2022 | Terraced | £585,000 | £677,773 |
| 46 | 12 Nov 2021 | Terraced | £390,000 | £492,742 |
| 52 | 30 Jun 2021 | Terraced | £385,000 | £486,425 |
| 38 | 9 Apr 2021 | Flat or maisonette | £280,000 | £353,763 |
| 72 | 24 Sep 2020 | Semi-detached | £482,000 | £624,077 |
| 18 | 28 Aug 2020 | Terraced | £560,000 | £725,069 |
| 48 | 20 May 2020 | Semi-detached | £397,500 | £514,669 |
| 39 | 13 Feb 2020 | Flat or maisonette | £265,000 | £343,113 |
| 43 | 1 Nov 2019 | Flat or maisonette | £275,000 | £359,694 |
| 80 | 9 Aug 2019 | Semi-detached | £470,000 | £614,750 |
| 40 | 15 Feb 2019 | Terraced | £332,500 | £434,903 |
| 35 | 6 Nov 2017 | Semi-detached | £465,000 | £632,867 |
| 11 | 25 Aug 2017 | Flat or maisonette | £265,000 | £360,666 |
| 66 | 1 Jun 2017 | Semi-detached | £383,224 | £521,569 |
| 46 | 28 Apr 2017 | Terraced | £330,000 | £449,131 |
| 62 | 19 Aug 2016 | Semi-detached | £308,000 | £429,980 |
Section 03
Homes that sold twice
These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to Spencer Road, Caterham values — no mix of property types can flatter the number.
| Address | First recorded sale | Most recent sale | Cash a year | Real a year |
|---|---|---|---|---|
| 29 Spencer Road | £99,950 (2000) | £525,000 (2025) | +6.9% | +4.0% |
| 66 Spencer Road | £383,224 (2017) | £495,000 (2025) | +3.3% | -0.4% |
| 24 Spencer Road | £180,000 (2002) | £480,000 (2024) | +4.6% | +1.7% |
| 59 Spencer Road | £67,000 (1996) | £555,000 (2023) | +8.1% | +5.4% |
| 28A Spencer Road | £334,650 (2006) | £585,000 (2022) | +3.6% | +0.8% |
| 46 Spencer Road | £69,200 (1996) | £390,000 (2021) | +7.2% | +4.9% |
| 52 Spencer Road | £77,000 (1998) | £385,000 (2021) | +7.2% | +5.0% |
| 38 Spencer Road | £38,000 (1995) | £280,000 (2021) | +8.0% | +5.7% |
| 72 Spencer Road | £205,000 (2009) | £482,000 (2020) | +8.1% | +5.8% |
| 18 Spencer Road | £360,000 (2016) | £560,000 (2020) | +11.7% | +9.6% |
| 48 Spencer Road | £60,000 (1996) | £397,500 (2020) | +8.2% | +5.9% |
| 39 Spencer Road | £145,000 (2004) | £265,000 (2020) | +3.8% | +1.5% |
Section 04
What sells here
The mix of property types explains a large part of any area's median. Spencer Road, Caterham is dominated by the type at the top of this table, so its overall median leans that way.
| Property type | Sales | Share | Median paid | Range |
|---|---|---|---|---|
| Semi-detached | 58 | 38.7% | £230,000 | £78,500 – £530,000 |
| Terraced | 44 | 29.3% | £233,000 | £47,500 – £585,000 |
| Flat or maisonette | 35 | 23.3% | £158,000 | £38,000 – £299,000 |
| Detached | 13 | 8.7% | £193,000 | £145,000 – £480,000 |
Section 06
Ownership and new build in Spencer Road, Caterham
39 of the sales on record are leasehold and 111 freehold — 26.0% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.
The median leasehold sale is £158,000 and the median freehold sale £230,000 — a gap of +45.6%. Most of that gap is property type rather than tenure itself: leasehold here is largely flats, freehold largely houses.
| Category | Sales | Share | Median paid |
|---|---|---|---|
| Leasehold | 39 | 26.0% | £158,000 |
| Freehold | 111 | 74.0% | £230,000 |
| New build | 2 | 1.3% | £299,325 |
| Existing home | 148 | 98.7% | £203,250 |
New builds sold for more than the median existing home — +47.3%. A new-build premium is normal: the buyer gets a warranty and nothing to fix, and the price is set by a developer rather than negotiated between two households.
A further 4 transfers for this area are on the register but are left out of every figure above. HM Land Registry marks them as additional price paid entries: repossessions, buy-to-let portfolio moves, transfers between companies or family, and sales at a discount such as right to buy. They are real records but they are not open-market prices, and including them would drag the median somewhere no buyer ever paid.
Section 07
Living in Spencer Road, Caterham
Every certificate carries an energy efficiency band as well as a floor area. Across Croydon, 44.2% of 186,890 certificates sit in bands A to C, and 3.4% in F or G — the bands that cost the most to heat and are hardest to mortgage.
| Energy band | Certificates | Share |
|---|---|---|
| A | 437 | 0.2% |
| B | 23,858 | 12.8% |
| C | 58,330 | 31.2% |
| D | 70,808 | 37.9% |
| E | 27,074 | 14.5% |
| F | 5,050 | 2.7% |
| G | 1,333 | 0.7% |
The Office for National Statistics puts the mean private rent in Croydon at £1,579 a month as of Jun 2026 — £1,262 for a one-bedroom home and £1,853 for three bedrooms.
Against the median sale of £204,750 here, that rent is a gross yield of 9.25% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.
Police forces publish every recorded street-level crime. Within a mile of the centre of CR3, 142 crimes were recorded in Jun 2026: 45 violent, 3 burglary, 8 vehicle-related and 27 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is about typical.
Against the 390,719 residents the 2021 census counted in Croydon, that is 0.36 recorded crimes per thousand people in the month. The count covers a mile around the district centre while the population covers the whole council, so read the rate as an order of magnitude rather than a precise figure.
A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.
Section 08
The neighbourhood around Spencer Road, Caterham
The 2021 census counted 390,719 residents in Croydon across 152,945 households. 56.1% of those households own their home and 43.7% rent — a split the sold record cannot show, because only owners appear in it.
10 state and independent schools have a CR3 postcode: 9 primary, 1 secondary. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.
| School | Phase | Type | Pupils |
|---|---|---|---|
| de Stafford School | Secondary | Academy converter | 811 |
| Hillcroft Primary School & Nursery | Primary | Academy converter | 462 |
| Whyteleafe Primary School | Primary | Academy converter | 447 |
| St John's CofE Aided Primary School | Primary | Voluntary aided school | 444 |
| St Francis Catholic Primary School | Primary | Academy converter | 398 |
| Marden Lodge Primary School and Nursery | Primary | Academy sponsor led | 215 |
| Audley Primary School | Primary | Community school | 211 |
| Woodlea Primary School | Primary | Academy converter | 203 |
| St Peter and St Paul Church Primary School | Primary | Voluntary aided school | 185 |
| Kenley Primary School | Primary | Academy converter | 143 |
| Station | Mode | Distance from the district centre |
|---|---|---|
| Caterham Rail Station | Rail | 0.8 km |
| Whyteleafe South Rail Station | Rail | 1.7 km |
| Woldingham Rail Station | Rail | 2.1 km |
| Upper Warlingham Rail Station | Rail | 2.3 km |
Section 09
How Spencer Road, Caterham compares
The median across the whole archive is £157,500. Spencer Road, Caterham sits above that national figure — +30.0%.
Within Caterham the street ranks 229 of 276 by median price, and its median is below the town figure of £249,950 (-18.1%).
Where an EPC floor area could be matched to the sale, the median works out at £2,819 per square metre, across 21 of the 150 sales on record. Price per square metre is the only figure that compares a two-bed flat with a four-bed house honestly.
The full range on record runs from £38,000 to £585,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.
Spencer Road, Caterham sits in Croydon, in the South East.
The Office for National Statistics puts the median home in Croydon at 10.6 times median local earnings of £40,033 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.
Section 10
Nearby on the record
Streets nearby
- Croydon Road£171,630 median
- Godstone Road£157,500 median
- Stafford Road£200,000 median
- Coulsdon Road£174,975 median
- Chaldon Road£150,000 median
- Tupwood Lane£250,000 median
- Harestone Valley Road£300,000 median
- Banstead Road£210,000 median
- Hillside Road£152,500 median
- Whyteleafe Hill£285,000 median
- Farningham Road£185,000 median
- Godstone Road£246,327 median
- Beechwood Road£205,000 median
- Harestone Hill£269,750 median
- Addison Road£220,000 median
- Church Hill£177,500 median
Addresses with more than one recorded sale
- 59 Spencer Road5 sales
- 38 Spencer Road5 sales
- 43 Spencer Road5 sales
- 46 Spencer Road4 sales
- 39 Spencer Road4 sales
- 11 Spencer Road4 sales
- 114 Spencer Road4 sales
- 42 Spencer Road4 sales
- 24 Spencer Road3 sales
- 52 Spencer Road3 sales
- 72 Spencer Road3 sales
- 48 Spencer Road3 sales
- 53 Spencer Road3 sales
- 67 Spencer Road3 sales
- 7 Spencer Road3 sales
- 17 Spencer Road3 sales
- 45 Spencer Road3 sales
- 102 Spencer Road3 sales
- 28 Spencer Road3 sales
- 27 Spencer Road3 sales
- 29 Spencer Road2 sales
- 66 Spencer Road2 sales
- 28A Spencer Road2 sales
- 18 Spencer Road2 sales
Back to Caterham house prices.
Quick answers
Common questions about this data
What is the average house price in Spencer Road, Caterham?
The median price paid in Spencer Road, Caterham across every sale on the register is £204,750. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.
How many homes have sold in Spencer Road, Caterham?
150 sales are on record for Spencer Road, Caterham, the most recent completing on 25 Sep 2025. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.
Have Spencer Road, Caterham house prices actually risen?
In cash, the median rose +45.7% between 2006 and 2016. In 2026 money — that is, after inflation — the change is +14.3%. Both numbers are true; only the second one tells you whether buying here preserved value.
When were Spencer Road, Caterham house prices at their highest?
The highest yearly median on record is £360,000, set in 2016. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.
What is the price per square metre in Spencer Road, Caterham?
£2,819 per square metre, from the 21 sales where an EPC floor area could be matched to the address. Price per square metre strips out size, so a flat and a house can be compared on the same basis.
How current is this data?
The latest sale shown here completed on 25 Sep 2025. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.
Cite this page: Sold Price History, “Spencer Road, Caterham house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.