CA28 house prices are built from 13,997 sales lodged with HM Land Registry, the oldest in 1995 and the most recent on 24 Jun 2026. The median price paid across the whole record is £95,000. Across the 10 years from 2016 to 2026 the median moved +33.3% in cash — but once inflation is taken out, the change in 2026 money is -4.5%.
Median price paid
£95,000
Change in cash, 2016–2026
+33.3%
Change in real terms
-4.5%
Median per m²
£1,329
HM Land Registry13,997 sales2,603 with floor areaLatest sale 24 Jun 2026
Section 01
How CA28 prices moved
The chart tracks the median CA28 house price for every year with a recorded sale, from 1995 to 2026. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.
| Decade | Years with sales | Median paid | In today's money |
|---|---|---|---|
| 1990s | 5 | £41,500 | £92,150 |
| 2000s | 10 | £78,000 | £142,093 |
| 2010s | 10 | £120,000 | £169,200 |
| 2020s | 7 | £146,000 | £149,174 |
The highest yearly median on record for CA28 is £165,000 in 2024; the lowest is £40,000 in 1997. Across the full 32-year record the cash median has moved from £41,500 to £160,000.
In 2026 money that first median is worth £92,150, so the real change over the whole record is +73.6% — about +1.80% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.
Over the last decade alone the difference is stark: +33.3% in cash against -4.5% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.
Section 02
The most recent sales
Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.
| Address | Sold | Type | Price paid | In today's money |
|---|---|---|---|---|
| 101 Loop Road North | 24 Jun 2026 | Semi-detached | £225,000 | £225,000 |
| 6 York Terrace | 24 Jun 2026 | Terraced | £116,500 | £116,500 |
| 8 Pooles Close | 19 Jun 2026 | Detached | £450,000 | £450,000 |
| 47 Wasdale Close | 19 Jun 2026 | Semi-detached | £150,000 | £150,000 |
| 61 Buttermere Avenue | 19 Jun 2026 | Terraced | £97,000 | £97,000 |
| 31 Homewood Road | 18 Jun 2026 | Semi-detached | £142,000 | £142,000 |
| 26 Hugh Street | 17 Jun 2026 | Semi-detached | £65,000 | £65,000 |
| 7 SANDHILLS COURT Queen Street | 16 Jun 2026 | Flat or maisonette | £100,000 | £100,000 |
| 9 Catherine Street | 12 Jun 2026 | Terraced | £155,000 | £155,000 |
| 142 Esk Avenue | 11 Jun 2026 | Semi-detached | £66,000 | £66,000 |
| 53 Holly Bank | 5 Jun 2026 | Semi-detached | £230,000 | £230,000 |
| 11 Albert Terrace | 5 Jun 2026 | Terraced | £145,000 | £145,000 |
| 5 Harbour View | 5 Jun 2026 | Terraced | £135,000 | £135,000 |
| 2 Hilary Mews | 4 Jun 2026 | Terraced | £128,500 | £128,500 |
| 2 High Street | 2 Jun 2026 | Terraced | £250,000 | £250,000 |
| 82 Main Street | 1 Jun 2026 | Terraced | £128,000 | £128,000 |
| 95 Rannerdale Drive | 29 May 2026 | Detached | £350,000 | £350,000 |
| 1 Ash Grove | 29 May 2026 | Detached | £325,000 | £325,000 |
| 3 High Street | 29 May 2026 | Terraced | £240,000 | £240,000 |
| 22 Woodville Way | 29 May 2026 | Semi-detached | £201,000 | £201,000 |
| 42 Clarendon Drive | 29 May 2026 | Semi-detached | £176,500 | £176,500 |
| 19 Miterdale Close | 29 May 2026 | Terraced | £150,000 | £150,000 |
| 35 Cross Lane | 29 May 2026 | Terraced | £145,000 | £145,000 |
| 74 Ullswater Avenue | 29 May 2026 | Terraced | £110,000 | £110,000 |
| 78 Caldbeck Road | 27 May 2026 | Terraced | £265,000 | £265,000 |
Section 03
Homes that sold twice
These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to CA28 values — no mix of property types can flatter the number.
| Address | First recorded sale | Most recent sale | Cash a year | Real a year |
|---|---|---|---|---|
| 101 Loop Road North | £52,700 (1997) | £225,000 (2026) | +5.1% | +2.4% |
| 6 York Terrace | £54,800 (2014) | £116,500 (2026) | +6.5% | +3.3% |
| 47 Wasdale Close | £76,000 (2013) | £150,000 (2026) | +5.4% | +2.4% |
| 61 Buttermere Avenue | £32,132 (2006) | £97,000 (2026) | +5.7% | +2.7% |
| 8 Pooles Close | £36,000 (1999) | £450,000 (2026) | +9.8% | +6.9% |
| 31 Homewood Road | £70,000 (2004) | £142,000 (2026) | +3.3% | +0.4% |
| 26 Hugh Street | £39,000 (2000) | £65,000 (2026) | +2.0% | -0.7% |
| 7 SANDHILLS COURT Queen Street | £90,000 (2012) | £100,000 (2026) | +0.8% | -2.1% |
| 9 Catherine Street | £51,000 (2021) | £155,000 (2026) | +24.9% | +19.2% |
| 11 Albert Terrace | £18,100 (2000) | £145,000 (2026) | +8.3% | +5.5% |
| 53 Holly Bank | £82,500 (2022) | £230,000 (2026) | +29.2% | +24.5% |
| 5 Harbour View | £21,000 (1995) | £135,000 (2026) | +6.2% | +3.5% |
Section 04
What sells here
The mix of property types explains a large part of any area's median. CA28 is dominated by the type at the top of this table, so its overall median leans that way.
| Property type | Sales | Share | Median paid | Range |
|---|---|---|---|---|
| Semi-detached | 6,250 | 44.7% | £96,500 | £5,500 – £465,000 |
| Terraced | 4,150 | 29.6% | £76,500 | £5,500 – £480,000 |
| Detached | 2,754 | 19.7% | £190,000 | £7,000 – £655,000 |
| Flat or maisonette | 843 | 6.0% | £77,500 | £5,000 – £365,000 |
Section 05
How big homes are in CA28
Energy Performance Certificates record a floor area for every home that has been surveyed, sold or let — far more homes than have changed hands. 2,952 certificates cover CA28, and their median floor area is 80 m².
The median across the whole register is 76 m², so homes here are larger than average — +5.3%. Size explains a large part of why one area's median price sits above another's, which is why the price per square metre further up this page is the fairer comparison.
| Measure | Floor area | Sample |
|---|---|---|
| Median floor area | 80 m² | about 861 sq ft |
| Smaller quarter, up to | 64 m² | about 689 sq ft |
| Larger quarter, from | 97 m² | about 1,044 sq ft |
| Under 60 m² | 17.9% | 527 homes |
| 150 m² and over | 6.0% | 177 homes |
Section 06
Ownership and new build in CA28
1,120 of the sales on record are leasehold and 12,877 freehold — 8.0% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.
The median leasehold sale is £77,000 and the median freehold sale £96,450 — a gap of +25.3%. Most of that gap is property type rather than tenure itself: leasehold here is largely flats, freehold largely houses.
| Category | Sales | Share | Median paid |
|---|---|---|---|
| Leasehold | 1,120 | 8.0% | £77,000 |
| Freehold | 12,877 | 92.0% | £96,450 |
| New build | 1,216 | 8.7% | £157,950 |
| Existing home | 12,781 | 91.3% | £90,250 |
New builds sold for more than the median existing home — +75.0%. A new-build premium is normal: the buyer gets a warranty and nothing to fix, and the price is set by a developer rather than negotiated between two households.
A further 638 transfers for this area are on the register but are left out of every figure above. HM Land Registry marks them as additional price paid entries: repossessions, buy-to-let portfolio moves, transfers between companies or family, and sales at a discount such as right to buy. They are real records but they are not open-market prices, and including them would drag the median somewhere no buyer ever paid.
Section 07
Living in CA28
Every certificate carries an energy efficiency band as well as a floor area. Across Cumberland, 37.3% of 137,831 certificates sit in bands A to C, and 7.9% in F or G — the bands that cost the most to heat and are hardest to mortgage.
| Energy band | Certificates | Share |
|---|---|---|
| A | 656 | 0.5% |
| B | 13,329 | 9.7% |
| C | 37,364 | 27.1% |
| D | 54,653 | 39.7% |
| E | 20,980 | 15.2% |
| F | 7,759 | 5.6% |
| G | 3,090 | 2.2% |
The Office for National Statistics puts the mean private rent in Cumberland at £670 a month as of Jun 2026 — £499 for a one-bedroom home and £772 for three bedrooms.
Against the median sale of £95,000 here, that rent is a gross yield of 8.46% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.
Police forces publish every recorded street-level crime. Within a mile of the centre of CA28, 152 crimes were recorded in Jun 2026: 73 violent, 7 burglary, 2 vehicle-related and 6 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is about typical.
A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.
Section 08
The neighbourhood around CA28
16 state and independent schools have a CA28 postcode: 14 primary, 2 secondary. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.
| School | Phase | Type | Pupils |
|---|---|---|---|
| St Benedict's Catholic High School | Secondary | Voluntary aided school | 990 |
| The Whitehaven Academy | Secondary | Academy sponsor led | 859 |
| Jericho Primary School | Primary | Community school | 363 |
| Valley Primary School and Nursery | Primary | Community school | 286 |
| St Begh's Catholic Junior School | Primary | Voluntary aided school | 240 |
| Bransty Primary School | Primary | Community school | 205 |
| St Mary's Catholic Primary School | Primary | Voluntary aided school | 195 |
| St Gregory and St Patrick's Catholic Infant School | Primary | Voluntary aided school | 189 |
| St James' CofE Junior School | Primary | Voluntary controlled school | 156 |
| St James' CofE Infant and Nursery School | Primary | Voluntary controlled school | 133 |
| Station | Mode | Distance from the district centre |
|---|---|---|
| Corkickle Rail Station | Rail | 0.3 km |
| Whitehaven Rail Station | Rail | 1.2 km |
| Parton Rail Station | Rail | 3.0 km |
| St Bees Rail Station | Rail | 5.7 km |
Section 09
How CA28 compares
The median across the whole archive is £157,500. CA28 sits below that national figure — -39.7%.
Where an EPC floor area could be matched to the sale, the median works out at £1,329 per square metre, across 2,603 of the 13,997 sales on record. Price per square metre is the only figure that compares a two-bed flat with a four-bed house honestly.
The full range on record runs from £5,000 to £655,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.
CA28 sits in Cumberland, in the North West.
The Office for National Statistics puts the median home in Cumberland at 4.2 times median local earnings of £42,808 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.
Section 10
Nearby on the record
Sectors inside CA28
The closest districts
- CA1410.5 km · £89,000
- CA736.6 km · £115,000
- LA1249.6 km · £149,950
- LA1452.3 km · £70,000
- CA1152.9 km · £148,000
- CA255.3 km · £89,000
- CA157.3 km · £92,000
- LA959.2 km · £145,000
This district mostly covers Whitehaven.
Quick answers
Common questions about this data
What is the average house price in CA28?
The median price paid in CA28 across every sale on the register is £95,000. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.
How many homes have sold in CA28?
13,997 sales are on record for CA28, the most recent completing on 24 Jun 2026. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.
Have CA28 house prices actually risen?
In cash, the median rose +33.3% between 2016 and 2026. In 2026 money — that is, after inflation — the change is -4.5%. Both numbers are true; only the second one tells you whether buying here preserved value.
When were CA28 house prices at their highest?
The highest yearly median on record is £165,000, set in 2024. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.
What is the price per square metre in CA28?
£1,329 per square metre, from the 2,603 sales where an EPC floor area could be matched to the address. Price per square metre strips out size, so a flat and a house can be compared on the same basis.
How current is this data?
The latest sale shown here completed on 24 Jun 2026. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.
Cite this page: Sold Price History, “CA28 house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.