Waterloo Drive, Banbury house prices

Waterloo Drive, Banbury house prices are built from 138 sales lodged with HM Land Registry, the oldest in 1997 and the most recent on 15 Jun 2026. The median price paid across the whole record is £122,475. Across the 10 years from 2004 to 2014 the median moved +47.1% in cash — but once inflation is taken out, the change in 2026 money is +13.7%.

HM Land Registry138 sales56 with floor areaLatest sale 15 Jun 2026

The chart tracks the median Waterloo Drive, Banbury house price for every year with a recorded sale, from 1997 to 2014. The dashed line restates each year in 2026 money, so the two lines separate exactly as much as inflation has eroded the cash figure.

The highest yearly median on record for Waterloo Drive, Banbury is £199,995 in 2014; the lowest is £59,995 in 1997. Across the full 18-year record the cash median has moved from £59,995 to £199,995.

In 2026 money that first median is worth £127,207, so the real change over the whole record is +125.5% — about +4.90% a year after inflation. Cash growth and real growth are not the same story, and the gap is the part most price reports leave out.

Over the last decade alone the difference is stark: +47.1% in cash against +13.7% once inflation is removed. A buyer who sold at the end of that decade would have needed the real figure, not the headline one, to know whether they had actually gained.

Every row is a completed sale as lodged with HM Land Registry. The right-hand column restates the price in 2026 money, which is the only fair way to compare a sale from the 1990s with one from last year.

These addresses appear in the register more than once, so the same bricks are being priced twice. That makes them the strongest evidence of what actually happened to Waterloo Drive, Banbury values — no mix of property types can flatter the number.

The mix of property types explains a large part of any area's median. Waterloo Drive, Banbury is dominated by the type at the top of this table, so its overall median leans that way.

0 of the sales on record are leasehold and 138 freehold — 0.0% of the market. Tenure is not a detail: a leasehold flat and a freehold house are different assets, and mixing them into one median hides the difference.

New builds sold for less than the median existing home — -57.9%. A new-build premium is normal: the buyer gets a warranty and nothing to fix, and the price is set by a developer rather than negotiated between two households.

A further 1 transfers for this area are on the register but are left out of every figure above. HM Land Registry marks them as additional price paid entries: repossessions, buy-to-let portfolio moves, transfers between companies or family, and sales at a discount such as right to buy. They are real records but they are not open-market prices, and including them would drag the median somewhere no buyer ever paid.

Every certificate carries an energy efficiency band as well as a floor area. Across Cherwell, 53.2% of 76,409 certificates sit in bands A to C, and 4.4% in F or G — the bands that cost the most to heat and are hardest to mortgage.

The Office for National Statistics puts the mean private rent in Cherwell at £1,291 a month as of Jun 2026 — £965 for a one-bedroom home and £1,455 for three bedrooms.

Against the median sale of £122,475 here, that rent is a gross yield of 12.65% a year. It is a measured figure rather than an assumption: a real local rent over a real local price, before any cost of ownership.

Police forces publish every recorded street-level crime. Within a mile of the centre of OX16, 368 crimes were recorded in Jun 2026: 160 violent, 13 burglary, 9 vehicle-related and 48 anti-social behaviour. The median postcode district in this archive recorded 167 in the same month, so this one is 2.2 times busier.

Against the 161,016 residents the 2021 census counted in Cherwell, that is 2.29 recorded crimes per thousand people in the month. The count covers a mile around the district centre while the population covers the whole council, so read the rate as an order of magnitude rather than a precise figure.

A count is not a rate. A district with shops and a station records more crime than a residential one of the same size, because more people pass through it. Read this next to the median, not on its own.

The 2021 census counted 161,016 residents in Cherwell across 65,893 households. 66.9% of those households own their home and 33.0% rent — a split the sold record cannot show, because only owners appear in it.

18 state and independent schools have a OX16 postcode: 14 primary, 4 secondary. Catchment areas do not follow postcodes, so treat this as what is nearby rather than what a child would be offered.

The median across the whole archive is £157,500. Waterloo Drive, Banbury sits below that national figure — -22.2%.

Within Banbury the street ranks 1001 of 1097 by median price, and its median is below the town figure of £189,000 (-35.2%).

Where an EPC floor area could be matched to the sale, the median works out at £1,841 per square metre, across 56 of the 138 sales on record. Price per square metre is the only figure that compares a two-bed flat with a four-bed house honestly.

The full range on record runs from £39,995 to £315,000. Extremes usually mean something unusual — a plot sold without a house on it, a transfer between family members, or a very large property — so the median is the number to trust.

Waterloo Drive, Banbury sits in Cherwell, in the South East.

The Office for National Statistics puts the median home in Cherwell at 9.3 times median local earnings of £38,768 a year, measured to Sep 2025. Across England and Wales the same ratio is 7.6. That number, not the price alone, is what decides whether a place is within reach of the people who work in it.

Streets nearby

• Britannia Road£95,000 median
• Parklands£95,000 median
• Warwick Road£173,275 median
• Sussex Drive£137,000 median
• Broughton Road£172,000 median
• Coopers Gate£112,950 median
• Bretch Hill£128,500 median
• Alma Road£155,000 median
• Duke Street£90,500 median
• Broome Way£80,000 median
• Delapre Drive£161,000 median
• Causeway£123,950 median
• Sinclair Avenue£170,000 median
• Winchester Close£165,750 median
• Ruscote Avenue£134,950 median
• Longworth Close£94,000 median

Addresses with more than one recorded sale

• 8 Waterloo Drive6 sales
• 25 Waterloo Drive6 sales
• 9 Waterloo Drive6 sales
• 47 Waterloo Drive5 sales
• 28 Waterloo Drive5 sales
• 15 Waterloo Drive4 sales
• 32 Waterloo Drive4 sales
• 13 Waterloo Drive4 sales
• 18 Waterloo Drive4 sales
• 7 Waterloo Drive4 sales
• 2 Waterloo Drive4 sales
• 33 Waterloo Drive4 sales
• 53 Waterloo Drive4 sales
• 16 Waterloo Drive3 sales
• 45 Waterloo Drive3 sales
• 14 Waterloo Drive3 sales
• 63 Waterloo Drive3 sales
• 23 Waterloo Drive3 sales
• 59 Waterloo Drive3 sales
• 34 Waterloo Drive3 sales
• 37 Waterloo Drive3 sales
• 17 Waterloo Drive3 sales
• 43 Waterloo Drive3 sales
• 51 Waterloo Drive3 sales

Back to Banbury house prices.

What is the average house price in Waterloo Drive, Banbury?

The median price paid in Waterloo Drive, Banbury across every sale on the register is £122,475. The median is used rather than the mean because a handful of very large sales would otherwise drag the average away from what a typical buyer paid.

How many homes have sold in Waterloo Drive, Banbury?

138 sales are on record for Waterloo Drive, Banbury, the most recent completing on 15 Jun 2026. Every one is a completed transfer lodged with HM Land Registry, not an asking price or an estimate.

Have Waterloo Drive, Banbury house prices actually risen?

In cash, the median rose +47.1% between 2004 and 2014. In 2026 money — that is, after inflation — the change is +13.7%. Both numbers are true; only the second one tells you whether buying here preserved value.

When were Waterloo Drive, Banbury house prices at their highest?

The highest yearly median on record is £199,995, set in 2014. That is the cash figure; measured in 2026 money the peak may fall in a different year, because inflation reshapes the series.

What is the price per square metre in Waterloo Drive, Banbury?

£1,841 per square metre, from the 56 sales where an EPC floor area could be matched to the address. Price per square metre strips out size, so a flat and a house can be compared on the same basis.

How current is this data?

The latest sale shown here completed on 15 Jun 2026. HM Land Registry publishes Price Paid Data monthly and a sale can take a month or two to appear after completion, so the most recent weeks are always incomplete.

Cite this page: Sold Price History, “Waterloo Drive, Banbury house prices”, 2026. Source: HM Land Registry Price Paid Data © Crown copyright and database right, used under the Open Government Licence v3.0. Inflation adjustment: ONS CPIH.